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Dennis Smith 

Agency

(602) 375-0880

 

 

Blue Cross® Blue Shield® 

of Arizona

 

PRODUCTS

Life Insurance   (click here for more info)

Whether you are single, recently married, a young parent or planning for retirement,  you should have the security and peace of mind only Life Insurance can offer. We can help you plan a Life insurance program that fits your needs, and meets your goals. We offer a variety of policies for you to choose from:

  • Ten-Year Level Term

  • 20 Year Level Term

  • 30 Year Level Term

  • Whole Life

  • Universal Life

  • Mortgage Protection Plans

  • Business Life Insurance

Annuities/IRAs   (click here for more info)

Our annuities offer the advantage of highly competitive interest rates based on sound company investment practices. In addition, our plans specify a minimum rate of growth throughout the lifetime of the contract — assuring that the necessary funds will be available to you in the long run. We offer a variety of annuities designed to fill every need:

  • Annuity Plus

  • Single-Premium Deferred Annuity

  • Single-Premium Immediate Annuity

Auto Insurance   (click here for more info)

Do you have the right amount of Auto Insurance? We will personally review your policy and help you identify any potential overlaps or gaps in your coverage. We’ll also identify any discounts you may qualify for. We offer a variety of coverage to fit your needs:

  • Bodily injury and property damage liability

  • Collision damage

  • Other than collision damage

  • Uninsured/Underinsured motorist

  • Loss of use

  • Death and dismemberment

Homeowners   (click here for more info)

Your home is probably your biggest financial investment. We offer several coverage options designed to fit most any need.

  • Homeowners

  • Condominium or Townhouse Owners

  • Mobile Homeowners

  • Renters

  • Personal Umbrella Liability

Renters   (click here for more info)

Imagine for a moment that you’ve just returned home from a long day at work at find that there has been a fire. Everything you own has been destroyed: your TV, VCR, stereo, CDs, dishes, furniture and clothing. Who will pay to replace all of your belongings? Where will you stay until your apartment is renovated?
 
If the unfortunate should happen and you suffer a covered loss, a Farmers Renters package is the answer. It will reimburse you for lost or damaged items, and if the loss makes your home uninhabitable, it will also pay the additional cost of hotel, meals, and related expenses.
 
While Renters insurance can’t prevent a fire or similar loss from occurring, it can bring you back to where you were prior to the loss.
 
Provides coverage when your landlord doesn’t
Your landlord carries insurance for losses that may occur. Unfortunately, your landlord’s policy probably won’t cover your personal belongings for the same loss. The Farmers Renters package fills this gap with the coverage necessary to replace tour lost or damaged items.

Business Insurance   (click here for more info)

We offer flexible pricing plans designed to reflect the unique characteristics of your business, taking into consideration limits, coverage and deductible requirements, past loss experience and loss prevention efforts, and hazard control and safety protection features.

Other Coverage Available

Towing and Roadside Assistance (Optional)

We offer Towing and Road Service 24 hours a day, 365 days a year. With just one toll-free call, you’ll get help whether you’re away from home or in your own driveway. Our dispatch service will make sure that you are "on the road again" as quickly as possible!

Boat

Your Boatowners policy gives you triple coverage for:

  • Your liability to others: Your policy will pay damages from an accident which you are legally liable because of bodily injury or property damage, up to the limits of the policy. Your policy also provides coverage to defend an insured person against any covered claim or suit.

  • Medical payments: Your policy will pay the necessary medical expenses for bodily injury sustained by an insured person in an accident.

  • Damage to your craft: Your policy will pay for loss to your boat or trailer caused by most accidental means temperature.

  • Loss from repairing, adjusting, servicing or maintenance except for ensuing fire.

  • Theft of equipment not permanently attached unless specifically covered.

  • Loss or damage to boat trailer tires or tubes except for fire, windstorm, collision or theft of entire trailer.


 

OTHER PRODUCTS

 

Health

Insurance

Home

Warrantee

FOREMOST

Specialty

Risk Assessment

Indicators

More Information

Auto

Home

Renters

Life

IRA

Business

Health

Foremost

Home Warranty

DISCOUNTS

General Auto Discounts

Anti-lock brakes
Anti-theft device
Group membership
Passive restraint
Affinity Group
Retirement Community
Ultra Preferred 

 

General Home Discounts

Non-smoker
50+
Home security
Central Burglar/Fire Alarm
Local Fire Alarm
Local Burglar Alarm
Partial Sprinkler System
Full Sprinkler System
Group Membership
Roof surfacing discount
New Home

 

Multi Policy Discounts

Multicar
Auto/Home
Auto/Life
Auto/Home/Life
Auto/Renter/Life
Motorhome Multicar